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XWerewolfX
XWerewolfX
Join Date 02/2006
+31

Loot DLC now, please

August 28, 2013 8:47:10 AM from Elemental ForumsElemental Forums

I'm ready to spend my money. 

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XWerewolfX
Borg999
Join Date 02/2006
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Reply #1 August 28, 2013 9:21:21 AM
from Stardock ForumsStardock Forums

Patience...

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XWerewolfX
smeagolheart
Join Date 06/2008
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Reply #2 August 28, 2013 11:46:12 AM
from Elemental ForumsElemental Forums


Put your $5 in an interest bearing account and give Stardock all the earned money whenever they release the pack to reward them.

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XWerewolfX
Borg999
Join Date 02/2006
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Reply #3 August 28, 2013 3:31:26 PM
from Stardock ForumsStardock Forums

Quoting smeagolheart,
reply 2

Put your $5 in an interest bearing account and give Stardock all the earned money whenever they release the pack to reward them.

Wait a minute.

He wants it now. By using interest earned as an incentive, you're actually motivating SD to take longer to release the DLC.

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XWerewolfX
Heavenfall
Join Date 07/2008
+441
Reply #4 August 28, 2013 3:36:10 PM
from Elemental ForumsElemental Forums

Nuh-uh. Frogboy seems to think there's roughly a 1-in-10 chance of the world ending due to power outage the next hour.

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XWerewolfX
Borg999
Join Date 02/2006
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Reply #5 August 28, 2013 4:06:55 PM
from Stardock ForumsStardock Forums

Quoting Heavenfall,
reply 4
Nuh-uh. Frogboy seems to think there's roughly a 1-in-10 chance of the world ending due to power outage the next hour.

But I thought he had his Ipad packed and fully charged?...

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XWerewolfX
smeagolheart
Join Date 06/2008
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Reply #6 August 28, 2013 4:11:08 PM
from Elemental ForumsElemental Forums

Quoting Borg999,
reply 3

Quoting smeagolheart, reply 2
Put your $5 in an interest bearing account and give Stardock all the earned money whenever they release the pack to reward them.

Wait a minute.

He wants it now. By using interest earned as an incentive, you're actually motivating SD to take longer to release the DLC.

 

lol, oh yeah.  I guess that wouldn't work.   I think I was trying to say because they aren't releasing it now, you can greater reward them for this awesome thing when they do but yeah it could be a disincentive.

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XWerewolfX
FatNonFree
Join Date 10/2010
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Reply #7 August 28, 2013 4:54:42 PM
from Elemental ForumsElemental Forums

I would love some info on this too!

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XWerewolfX
Heavenfall
Join Date 07/2008
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Reply #8 August 28, 2013 5:23:34 PM
from Elemental ForumsElemental Forums

Quoting smeagolheart,
reply 6


Quoting Borg999, reply 3
Quoting smeagolheart, reply 2
Put your $5 in an interest bearing account and give Stardock all the earned money whenever they release the pack to reward them.

Wait a minute.

He wants it now. By using interest earned as an incentive, you're actually motivating SD to take longer to release the DLC.

 

lol, oh yeah.  I guess that wouldn't work.   I think I was trying to say because they aren't releasing it now, you can greater reward them for this awesome thing when they do but yeah it could be a disincentive.

*business degree hat on*

An interest bearing account would not represent a disincentive ("we wait longer so we get more"). Any businessman today, when given the choice of (a) $5 today or ( $5.1 (2% interest) in a year would go for option (a). This is because he knows that the interest rates offered on such accounts are poor, barely above inflation, and he probably believes he can turn it into far more in a year's time.

*asshole hat off... wait... this wasn't the hat I put on?*

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XWerewolfX
smeagolheart
Join Date 06/2008
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Reply #9 August 28, 2013 5:43:42 PM
from Elemental ForumsElemental Forums

$5.00 now or $5.10 a year from now...   Hmmm.   I know I would gladly pay you tuesday for a hamburger today.

 

The OP has already stated he is ready to give his $5 for the loot pack.  

Sooo that money is dead to him - it's gone.  

 

If he put that $5 in an interest bearing account, he could reap the benefits of the wonders of compound interest until Stardock releases the loot pack.  So whenver the loot pack does show up, he gets the awesome loot pack DLC AND gets to keep all the interest he's earned from making his money work for him. 

Makes sense no? win-win and win.

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XWerewolfX
XWerewolfX
Join Date 02/2006
+31
Reply #10 August 28, 2013 6:20:48 PM
from Elemental ForumsElemental Forums

I know it's done. I just want to spend my now dead-to-me money. 

Now. 

Right now. 

Not later. 

Right now.

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XWerewolfX
Necronic
Join Date 02/2007
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Reply #11 August 29, 2013 1:41:15 AM
from Elemental ForumsElemental Forums

Cost of capital.  If you can't beat the Minimum attractive rate of return (generally the cost of capital/interest rates), you don't invest.  So pretty much no one would take the 5.1%.  On the other hand after looking at what happened with THQ's books god only know what kind of crazy finance these kids are into.

 

Also yeah gve me items.  I will give you money.

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XWerewolfX
Necronic
Join Date 02/2007
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Reply #12 August 29, 2013 1:43:30 AM
from Elemental ForumsElemental Forums

1% on 5$ I mean.  I think most people would jump on a 5.1% CD.

Just like I would jump on an items pack.  With my wallet open and a smile on my face.

 

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XWerewolfX
Heavenfall
Join Date 07/2008
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Reply #13 August 29, 2013 4:25:07 AM
from Elemental ForumsElemental Forums

Quoting smeagolheart,
reply 9

$5.00 now or $5.10 a year from now...   Hmmm.   I know I would gladly pay you tuesday for a hamburger today.

 

The OP has already stated he is ready to give his $5 for the loot pack.  

Sooo that money is dead to him - it's gone.  

 

If he put that $5 in an interest bearing account, he could reap the benefits of the wonders of compound interest until Stardock releases the loot pack.  So whenver the loot pack does show up, he gets the awesome loot pack DLC AND gets to keep all the interest he's earned from making his money work for him. 

Makes sense no? win-win and win.

The scenario was that Stardock would get the interest generated, not the player.

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XWerewolfX
Borg999
Join Date 02/2006
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Reply #14 August 29, 2013 8:02:04 AM
from Stardock ForumsStardock Forums

Quoting Necronic,
reply 11
Cost of capital.  If you can't beat the Minimum attractive rate of return (generally the cost of capital/interest rates), you don't invest.  So pretty much no one would take the 5.1%.  On the other hand after looking at what happened with THQ's books god only know what kind of crazy finance these kids are into.

I'm surprised no one has suggested using NPV analysis yet.

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XWerewolfX
davrovana
Join Date 05/2009
+61
Reply #15 August 29, 2013 12:29:39 PM
from Elemental ForumsElemental Forums

Is it a finance wonk contest at this point? Let's go!

"If you believe the Fed will taper, then rates will likely continue to rise. Hold out for higher bond rates before locking in a CD term or holding a bond to maturity.

If you believe the Fed will not taper in the near future, being in equities could generate significant return over fixed income as the Fed continues Quantitative Easing, and encourages the S&P to all time highs.

However a rising rate environment despite Fed easing, and the fund flows in emerging markets, are two risk factors to this outlook.

Remember that fixed income investments are exposed to interest rate risk, duration risk,and credit risk, among others. Equity investments involve significant market risk, business risk, and macroeconomic risks among others. This observation does not constitute personalized investment advice. Consult a professional before investing."

Nevermind that $5 is too little to invest in anything, many banks won't even take a $5 savings account unless you're under 18...

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