you're comparing different genres...
turn off quests and monsters and compare FE to Civ
That would be the same as turning off barbarians and lions and such. Civ does have those elements in the game and thus one cannot turn off monsters. I would agree that turning off quests and goodie-huts then compare, but not the monsters as they exist in both games.
They are separate games and I wasn't comparing Civ to FE, I was comparing the turn based 4x games I've played to FE:LH
I've played
GalCiv 1
GalCiv 2
Civ 3
Civ 4
Civ 5
Warlock
Lords of Magic (I think that was a 4x game... was a long time ago though)
Endless Space
Legends of Pegasus --- not recommended 
Each of these games are fun and they are really hard to compare to each other
I like what FE brought to the table. As they have succeeded in enhancing certain mechanics, and if you play without ALL GOODIE huts and leave only resource locations (mind you I like to experiment with mods), I still like FE over the other ones, simply because of the multi-city tiles that one can create and watch your cities mold to the world.