Ridiculous: you need some abuses, in a form of combos like blind+lots of dodge (best), or super powerful and low cost fireball on very high initiative mage, and lots of luck (drops, heroes, not being attacked by too many AIs etc.). One thing i also realize that actually you have to win a war early on, turtle-like style of play ultimately hurts you in a long run, since without AI's conquered cities your development is painfully slow ... Whereas if you get couple 5lvl cities (while you have lvl 2 at best) it is a great boost to your nation.
I have beaten 5 AI on ridiculous on large getting ready for 7 
Insane - i will not even start ...