well, I'm sure they're going to cover all of it by release, since this part may not be that apparent in early betas the way things like trade, magic, or combat will. Then again, "customizing your wizard' as seen in Master of Magic apparently counts as RPG elements in most people's book, so *shrug*
The loot system eh? I kinda expect that to be something heavily tweaked based on user feedback.
I'm sticking to the magic post that I 'signed' a while back that I believe was created by GW Swicord. Of course any information is good information, I signed the other one 1st so if I'm given 1 'user demanded' journal request, I'd have it be that one since it was 1st.